A weekly payment is only one part of a car-finance quote. Compare the amount borrowed, deposit, interest rate, fees, loan term and total amount repaid before accepting an offer.
Sources checked 26 September 2026 · 2 official sources · 1-minute read
01
Read the full cost
A lower weekly amount can result from a longer term and may increase the total interest paid. Check the establishment and ongoing fees as well as the interest rate.
02
Separate the car from add-ons
Ask which products are optional and what each costs. Make sure ORC, any trade-in, deposit and optional cover are clear in the written quote.
03
Compare before signing
Request the same figures from each lender or dealer and compare the total amount repayable. Motor Traders' website calculator is indicative; your actual terms depend on the lender's assessment and written offer.