# Car finance in Auckland

Motor Traders arranges vehicle finance at its Wiri yard in South Auckland and puts its numbers on the page: 10.95% p.a. with no deposit over 60 months. The weekly estimates include a $395 establishment fee and $10 a month in fees. The lender decides approval and confirms the final rate, fees and term in writing.

Canonical URL: https://motortraders.co.nz/finance

## Worked example

- **Vehicle price:** $20,000 + ORC
- **Deposit / term:** $0 / 60 months
- **Annual interest rate:** 10.95% p.a.
- **Establishment / monthly fee:** $395 / $10
- **Indicative weekly payment:** $105
- **Indicative total of repayments:** $27,176

Indicative only. Rate, fees and on-road costs confirmed on approval. Lending criteria, terms and conditions apply.

## Terms

- **Term and deposit:** confirm available options with the lender in a written quote
- **Decision time:** confirm with the team when applying
- **Trade-ins:** accepted, and the value reduces the amount financed

## Lenders and their disclosures

Motor Traders previously published the following lender disclosures. Confirm the lender involved in your application and its current terms, interest rate and fees:

### Avanti Finance

- [Standard contract terms](https://www.avantifinance.co.nz/standard-contract-terms)
- [Customer interest rate guide](https://www.avantifinance.co.nz/interest-rate-guide)

### CFS

- [Terms and conditions](https://www.cfsfinance.co.nz/terms-and-conditions/)

### Geneva Finance

- [Full disclosure of fees and charges](https://genevafinance.co.nz/everything-you-need-to-know/#fees)
- [Terms and conditions](https://genevafinance.co.nz/terms-and-conditions/)

### Oxford Finance

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase, and we can do the rest.

- [Standard fees and charges](https://www.oxfordfinance.co.nz/fees-and-charges/) — Consumer and business.

### MTF Finance

- [Cost of borrowing and standard terms](https://www.mtf.co.nz/cost-of-borrowing.html) — Interest rates, how interest is charged, and credit and default fees.

## Finance questions

### How much can I borrow?

That depends on your income, existing commitments and the lender's assessment. Ask for the interest rate, fees, term and total repayment for your circumstances before accepting an offer.

### Is the weekly payment on this site the rate I will pay?

No. The calculator gives an indicative weekly repayment so you can compare vehicles. Your actual rate, fees and on-road costs are confirmed on approval and depend on your circumstances, the term and the deposit.

### Can I trade in my current vehicle?

Ask the team about a trade-in. Share your vehicle's registration, odometer reading and a few photos so they can discuss a possible value before you visit the yard.

## Contact

- **Address:** 35 Noel Burnside Road, Wiri, Auckland 2025, New Zealand
- **Phone:** 027 252 4968 or 09 302 1668
- **Hours:** Open 7 days · 9:30am–5:30pm
- **Web:** https://motortraders.co.nz

> Indicative only. Rate, fees and on-road costs confirmed on approval. Lending criteria, terms and conditions apply.